9 Cars That Are Cheap To Insure and Even Cheaper To Maintain

If you want a car that won’t destroy your wallet, these nine models are your safest bet. They’re cheap to insure, easy to repair, and built with the kind of long term reliability that keeps ownership costs shockingly low. Whether you’re a student, a daily commuter, or simply tired of high bills, these cars deliver maximum savings without sacrificing practicality or comfort.

Mazda3

So, the Mazda3… honestly, this thing’s been aging better than most tech gadgets from 2020. I swear Mazda sprinkled something magical on it. That clean interior, simple buttons, smooth curves still looks more premium than some new cars that cost way more. It’s like the small hatchback that refused to become boring. Even the base model feels solid for around 25 grand, and if you grab the Turbo, it’s just… chef’s kiss. I keep wondering why people overlook it.

Toyota Camry

Okay, yeah, the Camry. Everyone rolls their eyes ‘cause it’s a Camry, but come on it’s quietly flexing. The design still looks sharp, especially those sportier trims, and the hybrid version gets insane mileage. Like, 50+ mpg in a mid-size sedan? That’s wild. It’s around $28,000ish new, but even used, they still feel tight and comfortable. It’s like the definition of “gets better with age.”

Tesla Model Y

Now, not everyone loves Teslas, I get it. But man, the Model Y from like 2021 still feels super current. The tech, the minimalist interior, over-the-air updates it’s like your car aging backwards while sitting in your driveway. Sure, the panel gaps are… uhm… Tesla-y, but performance and range for around $46K still hold up in 2025. It just keeps itself in the conversation somehow.

Honda Civic

You know that friend who just always looks put together no matter what? That’s the Civic. The 2022 redesign was such a glow-up clean lines, grown-up face, that subtle aggression. Even the interior finally feels right, with those cool honeycomb vents and solid build. You can still snag a great one used for $25–30K, and they drive like they actually care about your weekend plans.

Ford Bronco

The hype was nuts when the Bronco dropped, and yeah, some people thought it was overhyped… but it aged really, really well. Like, park one next to a new SUV, and it still looks cooler. It’s got that rough-and-ready, adventure-vibe thing that makes you wanna go camping even if you hate bugs. Around $40K or so, and even the base trim’s fun. Still feels new like a toy you never outgrow.

Kia Telluride

Not gonna lie, Kia nailed this one so hard it’s almost unfair. The Telluride from 2020 could roll out today, and nobody would know it’s not brand new. That chunky front end, those lights it just screams classy without trying too hard. Inside? Luxury SUV vibes for around $37,000. It completely flipped Kia’s image, and people still love it. You can’t say that for many cars after five years.

BMW M2 (G87)

This one’s fresh-ish, like 2023, but even now it already feels like an instant classic. That boxy design everyone hated at first? Kind of… works now. It’s aggressive, short, powerful, wild personality like a rebellious younger sibling of the M4. Around $64K but absolutely worth it if you want something fun. Honestly, it might age as well as the old E46s. And that’s saying something.

Subaru Outback

The 2020 Outback was one of those “fine, but better than you think” cars. And over the years, it’s kinda proven itself. Still comfy, practical, and weirdly good-looking for something you’d take hiking. Around $30,000ish new, but they hold value like a champ. The interior screens are a bit big and clunky, but meh, it works. It’s like the car equivalent of a good pair of hiking boots just gets better with dirt.

Hyundai Elantra

The Elantra got bold in 2021 with those sharp cuts and angles, remember? People weren’t sure at first, but yeah, it aged nicely. Especially the N Line it’s quick, edgy, and still cheaper than a lot of boring competitors, like low 30s range. Inside’s still futuristic, and it’s one of the few compact sedans that don’t feel like an appliance. Unexpectedly cool, honestly.

Jeep Grand Cherokee

Some SUVs feel dated after two years. The 2022 Grand Cherokee? Not this one. Still looks sculpted and sophisticated, especially those fancy trims like Summit or Overland. Feels luxurious inside but rugged enough outside to still be a Jeep. Around $45–55K depending on spec, but it’s aged gracefully. Like, still fits both in the city and on trails.

Porsche Taycan

And finally… the Taycan. Man, this car. It’s been out since 2020, and yet it still feels like it’s from the future. The design’s timeless, the tech’s insane, and the driving? Unreal. Sure, it’s pricey like $100K+ depending on version but as EVs go, it still feels like the most “driver’s car” out there. Interior’s aging weirdly well too; not a thing looks old.